5 representative Bozeman-area properties run through the Cost Seg Smart engine. These aren't hypothetical, every number below comes from the same engine that produces real customer studies.
| Example | Price | Reclass % | Y1 fed savings @ 37% | Land % | Recon band |
|---|---|---|---|---|---|
| Downtown Bozeman SFR STR Downtown Bozeman · SFR · STR |
$985,000 | 22.1% | $65,845 | 18.4% | C |
| MSU-Adjacent Student Rental MSU-Adjacent Residential · SFR |
$725,000 | 16.0% | $35,024 | 18.4% | C |
| Bridger Foothills New-Build STR Bridger Foothills (north) · SFR · STR |
$925,000 | 23.2% | $64,904 | 18.4% | B |
| Gallatin Gateway Big Sky Feeder STR Gallatin Gateway / Four Corners (Big Sky corridor) · SFR · STR |
$825,000 | 23.5% | $58,564 | 18.4% | B |
| Belgrade Suburban LTR Belgrade / suburban Gallatin County · SFR |
$525,000 | 15.4% | $24,472 | 18.0% | A |
"Recon band" reflects the engine's reconciliation factor (rf_raw): A = clean fit between component-bottom-up sum and depreciable basis; D = high cost-of-construction-vs-purchase ratio, premium land floor applied.
Downtown Bozeman · SFR (short-term rental) · Built 2010 · 2100 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $126,987 | 15.8% |
| 7-year personal property (office equipment, certain agricultural) | $2,352 | 0.3% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $48,620 | 6.0% |
| Total accelerated | $177,959 | 22.1% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $626,195 | 77.9% |
For this fixture, the engine used 18.4% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.5925 (C band). Geographic factor: 0.94 (state resolver).
MSU-Adjacent Residential · SFR (long-term rental) · Built 2005 · 1850 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $57,393 | 9.7% |
| 7-year personal property (office equipment, certain agricultural) | $0 | 0.0% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $37,266 | 6.3% |
| Total accelerated | $94,659 | 16.0% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $497,231 | 84.0% |
For this fixture, the engine used 18.4% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.5496 (C band). Geographic factor: 0.94 (state resolver).
Bridger Foothills (north) · SFR (short-term rental) · Built 2018 · 2400 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $124,366 | 16.5% |
| 7-year personal property (office equipment, certain agricultural) | $2,726 | 0.4% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $48,324 | 6.4% |
| Total accelerated | $175,416 | 23.2% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $579,754 | 76.8% |
For this fixture, the engine used 18.4% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.3909 (B band). Geographic factor: 0.94 (state resolver).
Gallatin Gateway / Four Corners (Big Sky corridor) · SFR (short-term rental) · Built 2014 · 2200 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $114,473 | 17.0% |
| 7-year personal property (office equipment, certain agricultural) | $2,588 | 0.4% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $41,221 | 6.1% |
| Total accelerated | $158,282 | 23.5% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $515,248 | 76.5% |
For this fixture, the engine used 18.4% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.2867 (B band). Geographic factor: 0.94 (state resolver).
Belgrade / suburban Gallatin County · SFR (long-term rental) · Built 2012 · 2000 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $38,126 | 8.9% |
| 7-year personal property (office equipment, certain agricultural) | $0 | 0.0% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $28,014 | 6.5% |
| Total accelerated | $66,140 | 15.4% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $364,360 | 84.6% |
For this fixture, the engine used 18.0% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.1954 (A band). Geographic factor: 0.94 (state resolver).
The same engine, with your specific address, year built, square footage, renovation history, and STR/LTR designation. Studies start at $495 for residential under $300K; full pricing on the main site.