5 representative Bozeman-area properties run through the Cost Seg Smart engine. These aren't hypothetical, every number below comes from the same engine that produces real customer studies.
| Example | Price | Reclass % | Y1 fed savings @ 37% | Land % | Recon band |
|---|---|---|---|---|---|
| Downtown Bozeman SFR STR Downtown Bozeman · SFR · STR |
$985,000 | 31.6% | $93,993 | 18.4% | B |
| MSU-Adjacent Student Rental MSU-Adjacent Residential · SFR |
$725,000 | 16.7% | $36,562 | 18.4% | B |
| Bridger Foothills New-Build STR Bridger Foothills (north) · SFR · STR |
$925,000 | 31.3% | $87,467 | 18.4% | A |
| Gallatin Gateway Big Sky Feeder STR Gallatin Gateway / Four Corners (Big Sky corridor) · SFR · STR |
$825,000 | 32.6% | $81,177 | 18.4% | A |
| Belgrade Suburban LTR Belgrade / suburban Gallatin County · SFR |
$525,000 | 15.5% | $24,655 | 18.0% | A |
"Recon band" reflects the engine's reconciliation factor (rf_raw): A = clean fit between component-bottom-up sum and depreciable basis; D = high cost-of-construction-vs-purchase ratio, premium land floor applied.
Downtown Bozeman · SFR (short-term rental) · Built 2010 · 2100 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $173,182 | 21.5% |
| 7-year personal property (office equipment, certain agricultural) | $2,424 | 0.3% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $78,430 | 9.8% |
| Total accelerated | $254,036 | 31.6% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $550,118 | 68.4% |
For this fixture, the engine used 18.4% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.3319 (B band). Geographic factor: 0.94 (state resolver).
MSU-Adjacent Residential · SFR (long-term rental) · Built 2005 · 1850 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $43,385 | 7.3% |
| 7-year personal property (office equipment, certain agricultural) | $0 | 0.0% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $55,430 | 9.4% |
| Total accelerated | $98,815 | 16.7% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $493,075 | 83.3% |
For this fixture, the engine used 18.4% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.4666 (B band). Geographic factor: 0.94 (state resolver).
Bridger Foothills (north) · SFR (short-term rental) · Built 2018 · 2400 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $163,170 | 21.6% |
| 7-year personal property (office equipment, certain agricultural) | $2,810 | 0.4% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $70,418 | 9.3% |
| Total accelerated | $236,398 | 31.3% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $518,772 | 68.7% |
For this fixture, the engine used 18.4% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.1874 (A band). Geographic factor: 0.94 (state resolver).
Gallatin Gateway / Four Corners (Big Sky corridor) · SFR (short-term rental) · Built 2014 · 2200 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $153,466 | 22.8% |
| 7-year personal property (office equipment, certain agricultural) | $2,668 | 0.4% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $63,263 | 9.4% |
| Total accelerated | $219,397 | 32.6% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $454,133 | 67.4% |
For this fixture, the engine used 18.4% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.0886 (A band). Geographic factor: 0.94 (state resolver).
Belgrade / suburban Gallatin County · SFR (long-term rental) · Built 2012 · 2000 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $27,567 | 6.4% |
| 7-year personal property (office equipment, certain agricultural) | $0 | 0.0% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $39,067 | 9.1% |
| Total accelerated | $66,634 | 15.5% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $363,866 | 84.5% |
For this fixture, the engine used 18.0% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.1433 (A band). Geographic factor: 0.94 (state resolver).
The same engine, with your specific address, year built, square footage, renovation history, and STR/LTR designation. Studies start at $495 for residential under $300K; full pricing on the main site.