5 representative Bozeman-area properties run through the Cost Seg Smart engine. These aren't hypothetical, every number below comes from the same engine that produces real customer studies.
| Example | Price | Reclass % | Y1 fed savings @ 37% | Land % | Recon band |
|---|---|---|---|---|---|
| Downtown Bozeman SFR STR Downtown Bozeman · SFR · STR |
$985,000 | 25.4% | $76,915 | 17.1% | C |
| MSU-Adjacent Student Rental MSU-Adjacent Residential · SFR |
$725,000 | 16.9% | $37,419 | 17.4% | B |
| Bridger Foothills New-Build STR Bridger Foothills (north) · SFR · STR |
$925,000 | 26.4% | $75,023 | 16.9% | B |
| Gallatin Gateway Big Sky Feeder STR Gallatin Gateway / Four Corners (Big Sky corridor) · SFR · STR |
$825,000 | 26.2% | $65,712 | 17.8% | A |
| Belgrade Suburban LTR Belgrade / suburban Gallatin County · SFR |
$525,000 | 17.1% | $26,940 | 18.7% | A |
"Recon band" reflects the engine's reconciliation factor (rf_raw): A = clean fit between component-bottom-up sum and depreciable basis; D = high cost-of-construction-vs-purchase ratio, premium land floor applied.
Downtown Bozeman · SFR (short-term rental) · Built 2010 · 2100 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $151,451 | 18.5% |
| 7-year personal property (office equipment, certain agricultural) | $3,747 | 0.5% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $52,682 | 6.4% |
| Total accelerated | $207,879 | 25.4% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $609,080 | 74.6% |
For this fixture, the engine used 17.1% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.6066 (C band). Geographic factor: 0.94 (state resolver).
MSU-Adjacent Residential · SFR (long-term rental) · Built 2005 · 1850 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $61,192 | 10.2% |
| 7-year personal property (office equipment, certain agricultural) | $0 | 0.0% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $39,940 | 6.7% |
| Total accelerated | $101,131 | 16.9% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $498,009 | 83.1% |
For this fixture, the engine used 17.4% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.495 (B band). Geographic factor: 0.94 (state resolver).
Bridger Foothills (north) · SFR (short-term rental) · Built 2018 · 2400 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $151,301 | 19.7% |
| 7-year personal property (office equipment, certain agricultural) | $4,753 | 0.6% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $46,709 | 6.1% |
| Total accelerated | $202,764 | 26.4% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $566,281 | 73.6% |
For this fixture, the engine used 16.9% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.3041 (B band). Geographic factor: 0.94 (state resolver).
Gallatin Gateway / Four Corners (Big Sky corridor) · SFR (short-term rental) · Built 2014 · 2200 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $130,794 | 19.3% |
| 7-year personal property (office equipment, certain agricultural) | $3,522 | 0.5% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $43,285 | 6.4% |
| Total accelerated | $177,601 | 26.2% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $500,797 | 73.8% |
For this fixture, the engine used 17.8% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.2372 (A band). Geographic factor: 0.94 (state resolver).
Belgrade / suburban Gallatin County · SFR (long-term rental) · Built 2012 · 2000 sqft
| MACRS class | Reclassified amount | % of basis |
|---|---|---|
| 5-year personal property (FF&E, appliances, decorative finishes, certain electrical) | $44,000 | 10.3% |
| 7-year personal property (office equipment, certain agricultural) | $0 | 0.0% |
| 15-year land improvements (paving, landscaping, fencing, site lighting) | $28,812 | 6.8% |
| Total accelerated | $72,812 | 17.1% |
| 27.5-Year Residential Real Property structure (39yr commercial) | $353,803 | 82.9% |
For this fixture, the engine used 18.7% land allocation from source: statistical. This is the statistical fallback when reliable county assessor data wasn't available or didn't pass the reliability gate. Estimate comes from the metro → state → national land-ratio hierarchy.
The engine computed a reconciliation factor (rf_raw) of 1.0458 (A band). Geographic factor: 0.94 (state resolver).
The same engine, with your specific address, year built, square footage, renovation history, and STR/LTR designation. Studies start at $495 for residential under $300K; full pricing on the main site.